...in short, I hate it. I'm not too fond of any of the current techniques, each having their own compromises. One simply learns to live with the shortcomings of ones chosen technique, mine being varying shades of acrylic paints coated with many coats of clear gloss medium, interspersed with gloss coats that have been tinted with various shades of brown, green and blue.
The water where I live has a noticeable tea color from the cypress trees along the shore. I simulate this with a couple drops of brown craft paint to tint the gloss coat. Ditto for one coat of green for algae and one coat of blue for reflected sky. The effects are much more subtle than the camera gives justice. A nice touch is the ripple effect in the simulated sand bottom created by the tinted water settling in the styrofoam beads that is very noticeable near the ends of the bridge...
The acrylic, like most products, has an unsightly edge creep that needs dressing up...not as bad as most but foliage patiently applied works very well here.
The girl is Frankensteined together from 3 different Plasticville figures. I made a putty out of styrene sprues dissolved in liquid plastic cement. Once applied and hardened, it carves easily to any shape, in this case, the hair and contouring her body to be more feminine (she started out life as a brakeman, mail carrier and male pedestrian).
The pier is cobbled from scraps in the junk box with some wood dowel for pilings, then aged and weathered.